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Save My Home > OHIO'S SAVE THE DREAM PROGRAM

OHIO'S SAVE THE DREAM PROGRAM


Ohio's Save the Dream Program (Hardest Hit Fund)

Begun in 2008, Save the Dream Ohio helps Ohio homeowners struggling to make their monthly house payments or those who have already fallen behind on their mortgage. Through the program, the Ohio Housing Finance Agency (OHFA) will administer $570 million in federal foreclosure prevention funding to help families dealing with a permanent or temporary loss of income avoid foreclosure.

To Apply

Complete an online questionnaire or call the Save the Dream Hotline at 888-404-4674.

Current Save the Dream Programs

  • Rescue Payment Assistance: a lump sum payment up to $25,000 to a mortgage servicer to bring the first mortgage current.
  • Mortgage Payment Assistance: up to $22,000 or 18 months of full mortgage payments on behalf of unemployed or underemployed homeowners.
  • Mortgage Modification Assistance: a lump sum payment up to $25,000 to reduce the principal balance on a homeowner's mortgage to make it more affordable.
  • Lien Elimination Assistance: a lump sum payment up to $25,000 to extinguish a first mortgage lien.
  • Homeowner Retention Assistance: payments totaling up to $25,000 to reduce or eliminate delinquent second mortgages, property taxes and/or association fees.
  • Transition Assistance: payment up to $7,500 to the homeowner for relocation in connection with an approved short sale or deed in lieu of foreclosure.


Help is only a phone call away. Please contact NHSGC today at (216) 458-4663 to understand your options if you are facing foreclosure.