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Homebuyer Education Curriculum
An outline of the Homebuyer Education Program Schedule

Homebuyer Education

Homebuyer education has been shown to dramatically reduce foreclosure rates, especially among low- and moderate-income families, according to a recent study by NeighborWorks® America. Individuals and families with counseling from NeighborWorks organizations are ten times less likely to go into foreclosure than similar borrowers.

The HomeOwnership Promotion Program provides the services and tools a homebuyer needs to purchase the home of their dreams. Our programming includes a 10 hour curriculum that teaches a homebuyer about credit and budgeting, shopping for a home and mortgage and maintaining a home, with an option of an online homeownership education online course. In addition to the class or online course, homebuyers meet with a HUD approved housing specialist to review personal budget and credit situations and develop goals and tasks to prepare for mortgage readiness.

New Online Homeownership Education Online Course

Orientation Sessions

NHSGC holds orientation classes every week as an introduction to our services and programs. Each participant is evaluated as to his or her "mortgage readiness".

Bringing Home the Dream Classes

NHSGC's program is a ten-hour course that covers the basics of how to buy a house. Our classes cover budgeting, credit reports, how to shop for a house, and how to apply and shop for a mortgage and maintaining a home. While this course is designed for families or individuals that are short-term or nearly mortgage ready, we encourage our long-term clients to attend as many of the classes as they want in their route to mortgage readiness. To the most current schedule of orientations, please click here: orientation schedule

Individual Sessions

Each family that participates in our educational classes will receive sessions with our housing counselor(s) that will allow them to develop a plan for savings and mortgage readiness.

Homebuyer Education Curriculum

Orientation
Are you Ready to Buy A Home?

Pros & Cons of Owning a Home
How to Buy A Home
The Homebuying Team
The 4 Cs of Credit
How much can you afford

Budget (Guest Speaker - Preferred Insurance Agent Partner)
Managing Your Money

Making A Plan
How To Spend your Money
Developing the Plan
Why should you Save

Understanding Credit (Guest Speaker - Preferred Lender partner)

Ratings/Credit Score
RATIOS
Issues and how to fix them
Nontraditional Credit
Establishing
Managing Your Debts
Identity Theft - what should you do
Your Rights

Lending (Guest Speaker -Preferred Lender Partner)
Getting a Mortgage Loan

What is a Mortgage Loan
Who Can Get a Mortgage Loan
How Much of A Loan Can You Get
Shopping the Product/Lender
The Steps in the Loan Approval Process

The Home and Keeping it!
Home Shopping/Sustaining Homeownership (Presentation from Development Partners)

Timeline for Home Buying Process
Searching for Neighborhood/Home
Types of Homes & Ownerships
Escrows/Insurances/Taxes/Closing
Protecting Your Home
Getting to know your new home
Preventive Maintenance vs. Remodeling
Investing In Your Neighborhood
Sustaining Homeownership

	Related Items Orientation Sessions Bringing Home the Dream Classes Private Counseling Homebuyer Education Curriculum An outline of the Homebuyer Education Program Schedule Back to Programs Main Homebuyer Education Homebuyer education has been shown to dramatically reduce foreclosure rates, especially among low- and moderate-income families, according to a recent study by NeighborWorks® America. Individuals and families with counseling from NeighborWorks organizations are ten times less likely to go into foreclosure than similar borrowers. The HomeOwnership Promotion Program provides the services and tools a homebuyer needs to purchase the home of their dreams. Our programming includes a 10 hour curriculum that teaches a homebuyer about credit and budgeting, shopping for a home and mortgage and maintaining a home, with an option of an online homeownership education online course. In addition to the class or online course, homebuyers meet with a HUD approved housing specialist to review personal budget and credit situations and develop goals and tasks to prepare for mortgage readiness. *New* Online Homeownership Education Online Course Orientation Sessions NHSGC holds orientation classes every week as an introduction to our services and programs. Each participant is evaluated as to his or her "mortgage readiness". Bringing Home the Dream Classes NHSGC's program is a ten-hour course that covers the basics of how to buy a house. Our classes cover budgeting, credit reports, how to shop for a house, and how to apply and shop for a mortgage and maintaining a home. While this course is designed for families or individuals that are short-term or nearly mortgage ready, we encourage our long-term clients to attend as many of the classes as they want in their route to mortgage readiness. To the most current schedule of orientations, please click here: orientation schedule Individual Sessions Each family that participates in our educational classes will receive sessions with our housing counselor(s) that will allow them to develop a plan for savings and mortgage readiness. Homebuyer Education Curriculum Orientation Are you Ready to Buy A Home? Pros & Cons of Owning a Home How to Buy A Home The Homebuying Team The 4 Cs of Credit How much can you afford Budget (Guest Speaker - Preferred Insurance Agent Partner) Managing Your Money Making A Plan How To Spend your Money Developing the Plan Why should you Save Understanding Credit (Guest Speaker - Preferred Lender partner) Ratings/Credit Score RATIOS Issues and how to fix them Nontraditional Credit Establishing Managing Your Debts Identity Theft - what should you do Your Rights Lending (Guest Speaker -Preferred Lender Partner) Getting a Mortgage Loan What is a Mortgage Loan Who Can Get a Mortgage Loan How Much of A Loan Can You Get Shopping the Product/Lender The Steps in the Loan Approval Process The Home and Keeping it! Home Shopping/Sustaining Homeownership (Presentation from Development Partners) Timeline for Home Buying Process Searching for Neighborhood/Home Types of Homes & Ownerships Escrows/Insurances/Taxes/Closing Protecting Your Home Getting to know your new home Preventive Maintenance vs. Remodeling Investing In Your Neighborhood Sustaining Homeownership Leadership Partners 216.458.4663 © Neighborhood Housing Services of Greater Cleveland. All Rights reserved. Site Map \| Terms