Foreclosure Prevention
Nothing Is Worse Than Doing Nothing
Unfortunately more than half of homeowners facing foreclosure do not call for help when they begin to fall behind in their payments. However, the early stages of delinquency are the most crucial - homeowners who are one or two payments behind are more likely to keep their homes than those who have fallen further behind on their payment schedule.
NHSGC is involved in numerous programs and services to preserve the American Dream of homeownership. To be effective and successful the homeowner needs to do two things:
- Know whether or not they want to keep their home.
- Pick up the phone and make the call:
- 2-1-1 in Cuyahoga County
- NHSGC offices at 216.458.HOME (4663) in Cuyahoga, Lorain, Erie or Huron Counties
- In Medina County, call toll free 330.764.HOME (4663)
- The State of Ohio's Save the Dream hotline at 888.404.4674
No one should ever pay a third party to intervene on their behalf to prevent foreclosure. NHSGC, as well as a host of other agencies across the county and state, provides free, unbiased and accessible programs and services to prevent foreclosure.
Apply Online For Assistance
Lessen the time needed to reach resolution on your case, apply online here:
Online Application
Foreclosure Scams
Warning signs of scams, tips to avoid scams, reporting a scam click:
Borrow Beware - An NHSGC Consumer Guide
Making Home Affordable 2009 - Summary
For the most informative summary of President Obama's latest plan click:
Making Home Affordable 2009 - Summary
List of Lenders and Servicers
Comprehensive list of lenders and servicers that NHSGC has experience with (added to daily) click:
List of Lenders and Servicers
Tips for Avoiding Foreclosure
For the most informative list of ways to avoid foreclosure click:
Tips for Avoiding Foreclosure
Timeline of Deliquency, Default and Foreclosure
See the map of the timeline from start to finish of the foreclosure process click here:
Timeline of Deliquency, Default and Foreclosure
Ohio Home Rescue Fund
Funding available for avoiding foreclosure click:
Ohio Home Rescue Fund
Cuyahoga County Foreclosure Prevention Initiative
Countywide collaborative to proactively reduce foreclosures and sustain homeownership click:
Cuyahoga County Foreclosure Prevention Initiative
Apply for assistance in avoiding foreclosure here.