Helpful Resources
*New* Apply Online for Assistance - Easy to use, quick response.
Making Home Affordable 2009 - Summary - Easy to understand summary of President Obama's new plan.
List of Lenders and Servicers - Comprehensive list of lenders and servicers that NHSGC works with (added to daily).
Tips for Avoiding Foreclosure - Learn how to avoid foreclosure and what to do if experiencing difficulty.
Timeline of Delinquency, Default and Forelcosure - see a map of the timing process from start to finish.
Ohio Home Rescue Fund - Financial assistance to help you keep your home.
Cuyahoga County Foreclosure Prevention Initiative
Borrower Beware: Your Guide to Foreclosure Rescue Scams
When you are faced with a foreclosure, your information is made available to the public. This means that your personal information can also be found by a number of for-profit companies and attorneys looking to take advantage of you. You may begin receiving solicitations by phone, mailings and even personal visits by those who “want to help you”. Though there are a variety of foreclosure rescue programs, there are several easy ways to tell if you are being approached by a scam-artist.
Warning Signs of Scams
• They charge a fee for their services
• They state that you have been “pre-selected”
• They make promises or provide guarantees
• They claim unrealistic success rates saying “no one else can help you”
• They tell you “don’t contact your lender”
• They encourage you to file bankruptcy or that they can refinance your loan
What’s most important to remember is that “if it sounds too good to be true”, it probably is. Contact Neighborhood Housing Services of Greater Cleveland, a trusted non-profit organization serving Northeast Ohio for over 30 years. Don’t ever pay someone when FREE help is available by qualified, foreclosure prevention professionals. Call today for free, fair and unbiased support and allow us to help you through this difficult time.
Tips to Avoid Scams
• Don’t pay when FREE help is available
• Only pay your lender or servicer
• Don’t respond to unsolicited mailings, calls or visitors
• Read the fine print
• Get all promises in writing
• Understand everything you are asked to sign
• Never sign over the deed to your home
Reporting a Scam
• Save all paperwork and/or contact information that you receive
• Contact NHS of Greater Cleveland at 216.458.4663
• Contact the Ohio Attorney General at 1.877.AG4OHIO
• Contact the Better Business Bureau at www.bbb.org
For a pdf of the NHSGC Consumer Guide: Beware of Foreclosure Rescue Scams, click here.
Apply for assistance in avoiding foreclosure here.
