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Ohio Statewide Foreclosure Prevention Program
NHSGC's involvement with NeighborWorks® organizations.
Cuyahoga County Foreclosure Prevention Program
NHS of Greater Cleveland is a partner in the Cuyahoga County Foreclosure Prevention Program. The Cuyahoga County's Foreclosure Prevention Program is now part of the Don't Borrow Trouble campaign to make counseling help available to the thousands of homeowners who need advice about their home loans, are in danger of defaulting on their payments or are facing foreclosure.
Cuyahoga County had an estimated 10,000 foreclosures in 2005, four times more than in 1998 and among the highest in the nation. The goal of the expanded Don't Borrow Trouble campaign is to decrease inappropriate mortgage lending and mortgage foreclosures through outreach, education, counseling, legal assistance and advocacy. Residents who need help or have questions about foreclosure and lending issues are urged to call the campaign helpline: 2-1-1. It's also the United Way's 'First Call for Help' Line. Trained 211 referral specialists will direct callers to one of nine local non-profit agencies that can assist them with their specific problem.
Counseling covers the whole spectrum of issues that lead to foreclosure, from budgeting advice to refinance counseling, to helping homeowners in default work out payment plans with lenders. Counselors also will show current and prospective borrowers how to make good financial decisions, repair credit reports, refrain from making poor refinancing deals on existing homes, and identify loan products that are most likely to lead to mortgage defaults and foreclosure.
Though available to any resident within Cuyahoga County, TANF eligible clients may be eligible for limited mortgage assistance.
Call 2-1-1 for more information.
